At first glance, Ray Drecker (Thomas Jane) seems like an ordinary divorced dad who's trying to make ends meet. But Ray's got one extraordinary, God-given gift - call it his "winning tool" - that sets him apart from other underpaid high-school teachers. With a little help from an unlikely business ally named Tanya (Jane Adams), Ray is about to hatch an inspired plan to ride his winning tool all the way to a more productive, debt-free life.